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Excellence in Our Health Ministry
Because our health ministry is built upon the excellence and commitment of each individual associate, St.Vincent rewards excellent performance in encouraging associates to use their experience and talents fully in the workplace. St.Vincent provides a comprehensive and diverse program of benefits to meet the needs of associates and their families.
Medical Plans St.Vincent offers three medical plans - an Exclusive Provider Organization (EPO) Plan, a Consumer-Driven Health Plan and a Preferred Provider Organizatin Plan. Co-pays, deductibles, co-insurance and out-of-pocket maximums vary by plan.
Prescription Drug Coverage The same prescription drug coverage is provided in each medical plan. New Hires who enroll for one of the medical plans receive a prescription drug card, which they can use at participating retail pharmacies. If you elect medical coverage, you may also use the Associate Pharmacy, which fills your prescriptions at the lowest cost. Our prescription drug plan also includes a mail order pharmacy feature.
Vision Plan St. Vincent offers a comprehensive vision care program designed to provide professional services and high quality lenses and frames if you use one of the preferred providers.
Dental Plan St. Vincent offers three dental plans – a Basic Plan, a Premium Plan and a Preventive Plan designed for those associates who need only routine preventive care. You may select a Network dentist and benefit from contractual agreements and protection from balance billing. Or, you can choose a non-network dentist and receive coverage based on usual and customary charges.
Health Care Spending Account The purpose of this plan is to help you pay for health care fees and expenses for you and your family that may not be fully covered under your medical, dental and vision plans. These expenses typically include deductibles, co-payments, coinsurance and other portions of health care costs that insurance doesn’t pay.
Short Term Disability The short term disability benefit pays a percentage of base pay and begins after one week of disability. If the disability continues beyond 180 days, then the associate may qualify for long term disability coverage.
St. Vincent pays the full cost for this benefit-it is free to benefits-eligible
associates.
Long Term Disability Plan St. Vincent provides full-time, benefits-eligible associates with long term disability, which covers a percentage of their base pay. This benefit is provided at no cost to full-time associates. Part-time, benefits-eligible associates have the option of purchasing this coverage. Full-time, benefits-eligible associates may purchase additional replacement coverage.
Term life insurance is insurance that covers you for the term of your employment with St. Vincent. All life insurance purchased through the St. Vincent benefits program is term life insurance.
Basic Term Life Insurance St. Vincent provides term life insurance for all benefits-eligible associates. The benefit is equal to one times the annual base pay with a minimum coverage amount. St. Vincent provides this benefit at no cost to associates.
Supplement Term Life Insurance Benefit eligible associates can purchase additional term life insurance. You may select from benefit amounts of one, two three, four or |
